Accepting cash directly to bank (its bad right??)

[misterlobo]

I've never done this nor have I ever felt like it was a good idea but a potential client wants to give me a deposit for an overnight stay directly to my bank account due to the joint account they share with their partner, they cant take out money any other way?. How risky is this/ should I even risk it/ Im leaning towards its not worth it because it could definitely be a scam? I'm so sorry if this has already been asked I tried looking around but it seems most relevant posts were just talking about various online forms of accepting money from what I found (and then one post about someone who got their bank acct emptied bc they gave away their bank info )

[misterlobo]

DISREGARD THIS POST BECAUSE I JUST READ SOMEONE WRITING SOMETHING SIMILAR RIGHT BELOW ME hahah sorry!

[misterlobo]

p.s. how do i delete a post? thanks!

[hornytwells]

I would never give my bank account details to a stranger under any circumstances-if he wants to book you enough he will find a way

[big-n-tall]

Have them sign on to Venmo. You do the same. Venmo is tied to one's bank account. So if your client sends you money, it comes directly from their bank account and goes into yours.

 

As @hornytwells stated... never give a stranger info or any access to your bank account.

[misterlobo]

I think it may have just been a scam unfortunately I did suggest venmo but they were insistent on only being able to make a direct deposit due to their situation. It sounds realistic enough so maybe its not a scam but im not super inclined to risk it

[+ Travis69]

I think it may have just been a scam unfortunately I did suggest venmo but they were insistent on only being able to make a direct deposit due to their situation. It sounds realistic enough so maybe its not a scam but im not super inclined to risk it

I would say it's 100% a scam. Don't do it!!!!!!!!!!!!!!!!!!!!!!!!!!!!

[MiamiLooker]

I think it may have just been a scam unfortunately I did suggest venmo but they were insistent on only being able to make a direct deposit due to their situation. It sounds realistic enough so maybe its not a scam but im not super inclined to risk it

Is it common to get a request for an overnight from someone who's never hired you before?

[misterlobo]

Is it common to get a request for an overnight from someone who's never hired you before?

Im still pretty new and all, Ive had one other overnight request which i couldnt make, but from searching around it seems that its not super common but also not unheard of

[big-n-tall]

Is it common to get a request for an overnight from someone who's never hired you before?

 

Yes, it is common. It's how I first met @ajirons09 (and a number of others). We did an overnight in San Diego. We've had a long standing relationship since.

 

Some people like to test drive the working guys, but that's not always an option.

[+ OliverSaks]

I think it may have just been a scam unfortunately I did suggest venmo but they were insistent on only being able to make a direct deposit due to their situation. It sounds realistic enough so maybe its not a scam but im not super inclined to risk it

I always get the guy asking me to give my bank info to his agent...

always asks for overnights, always super evasive

[rvwnsd]

I've never done this nor have I ever felt like it was a good idea but a potential client wants to give me a deposit for an overnight stay directly to my bank account due to the joint account they share with their partner, they cant take out money any other way?....

 

Bullshit. If they can transfer money from the bank account to you they can just as easily withdraw cash.

[Samfoslom]

Bullshit. If they can transfer money from the bank account to you they can just as easily withdraw cash.

I agree.

 

Even more so, if the client's concern really is that the cash withdrawal would stand out, wouldn't it be even more obvious if the client's bank statement showed the transfer? On my statements, bank transfers show right up at the top in a deposits/withdrawals section, as part of the withdrawals for the statement period, whereas, ATM withdrawals and debit card transactions are among the line items. If the client were being honest about his concern, it make more sense for him to make several ATM withdrawals over a period of time.

 

Besides a direct transfer appears more conspiratorial if the client's partner finds out that the client cheated on him. It could look like you were actively involved in deceiving the partner,

[+ Keith30309]

I think this would be an extraordinarily bad idea.

[+ sync]

I would say definitely do not. It is unfortunate that cyber evildoers have been able to mutate our society into an abyss of instant mistrust of others, but they have, and we must adapt if we are to survive.

[AdamSmith]

PayPal. ID'd using any email address you create for that purpose.

 

No need at all to clue the client to your "real" identity.

[misterlobo]

Thanks all! Looks like this person is a serial scammer (is that a thing to call someone?)

[+ Travis69]

Thanks all! Looks like this person is a serial scammer (is that a thing to call someone?)

Glad you didn't get scammed and yes some people make a living scamming others so they are "serial scammers".

[MikeBiDude]

Venmo works, I've also used the square Cash App for many years, really easy. PayPal can be problematic for the vendor if PayPal suspects something suspicious with the vendor.

[KennF]

He was attempting a scam.

 

Even under a joint account, any "transfer" is still a withdrawal from the account. If it needs two signatures, then a "transfer" would need two signatures.

 

The word transfer does not change it from the bank's perspective. The money is leaving one account and going into another. As far as the bank is concerned, it is CASH. I wouldn't recommend anyone give out their personal/banking information. There may be some situations where it is appropriate, like someone wiring money. And even then, only if the client/escort was known and extremely trustworthy.

[rvwnsd]

He was attempting a scam....

 

Yes, I think you are correct.

 

Even under a joint account, any "transfer" is still a withdrawal from the account. If it needs two signatures, then a "transfer" would need two signatures....

 

Typically, bank accounts are set up under a "Joint Or" relationship, meaning any one account owner can execute a transaction against the account. So any owner could initiate an ACH (the technical term for an electronic transfer that is not a wire transfer) transfer. Banks will, on occasion as an exception, allow joint owners to set up a "Joint And" relationship. This means all account owners must approve the initiation of a transaction. This means withdrawals can be made by check or in person via a withdrawal slip, but not via ATM, online banking, or ACH. "Joint and" accounts would not have online banking or an ATM card because it is impossible for two people to sign into the same ATM or online banking session at once.

 

...The word transfer does not change it from the bank's perspective. The money is leaving one account and going into another. As far as the bank is concerned, it is CASH....

 

No, that statement is not correct. An electronic transfer is different than cash. Many banks apply the same funds availability policy to ACHs and cash, but many will make the ACH available on the business day following the day it is received. Wire transfers are required to be made available on the day they are received, but again they are not the same as cash nor are they treated as such.

 

...I wouldn't recommend anyone give out their personal/banking information. There may be some situations where it is appropriate, like someone wiring money. And even then, only if the client/escort was known and extremely trustworthy.

 

This is very sage advice.